HDFC Bank statement PDFs are often password protected. ClearlyLedger helps you understand the password format, enter it securely during conversion, preview extracted transactions, and export clean Excel or CSV output after balance verification.
Last updated 2026-06-15
Every HDFC e-statement — savings, salary, current account, or credit card — arrives as a password-protected PDF. The format isn't obvious, especially when your name is shorter than 4 letters or you're trying to open a credit card statement with the wrong rule. This guide gives you the exact password format for each statement type, how to unlock it permanently, and how to convert the PDF to Excel for tax filing, loan applications, or accounting software.
HDFC Bank uses two different password formats depending on the type of statement.
The password is the first 4 letters of your name in CAPITAL letters followed by your date of birth in DDMM format.
ROHA1508PRIY0311Use the name exactly as it appears on your HDFC welcome letter or net banking profile. If you opened the account jointly, the primary holder's name is the one HDFC uses to generate the password.
For credit card e-statements the password is the first 4 letters of your name in CAPITAL letters followed by the last 4 digits of your credit card number.
ROHA4521ANIT0090Use your full first name in CAPS and continue with the DDMM (or last 4 card digits) — do not pad with spaces or zeros.
RIA0502OM2812roha1508 will not work.Re-typing the password every time you open the PDF — or every time you forward it to your CA, lender, or accounting software — gets old fast. Two safe ways to remove it:
This works for one-off use but is fiddly across many statements and breaks if your viewer disables the print option.
ClearlyLedger accepts password-protected PDFs natively. Upload the file, enter your HDFC password once when prompted, and you get a clean Excel/CSV out the other side. The original PDF is deleted from memory the moment conversion finishes — there is no storage of either the file or the password.
See our privacy and security policy for the exact 0-second retention guarantee.
Most people don't actually need the PDF — they need the data inside it. Common reasons we see HDFC customers convert their statement to Excel or CSV:
The first conversion is free. No account is required for a single-page statement; longer statements just need an email signup.
If you also bank with ICICI, SBI, Axis, or Kotak, the formats are similar but not identical. ClearlyLedger handles all of them — see our India bank statement converter guide for the exact rules per bank, or jump to the HDFC converter page to start now.
Upload your password-protected PDF, enter the HDFC password once, and download clean Excel or CSV in under a minute. Files are deleted the moment conversion finishes.
First 4 letters of your name in CAPITAL letters followed by your date of birth in DDMM format. Example: ROHA1508 for Rohan Sharma born 15 August.
First 4 letters of your name in CAPITAL letters followed by the last 4 digits of your credit card number. Example: ROHA4521.
Use the entire first name in CAPS and continue with the DDMM (or last 4 card digits). Ria born 5 February becomes RIA0502.
Either open it in Adobe Acrobat and re-save via Print → Save as PDF, or upload it directly to ClearlyLedger and skip the unlock step entirely.
Yes. ClearlyLedger processes your statement in memory, never stores the PDF, never logs the password, and never uses your data to train AI models.
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