ClearlyLedger converts Italian estratto conto PDFs from Intesa Sanpaolo, UniCredit, Banco BPM, BPER, Monte dei Paschi and Mediobanca Premier into Excel or CSV. It handles EUR formatting, Italian decimal commas, Data valuta, bonifico, POS, carta rows and balance verification.
Last updated 2026-09-03
Italian statements print Data operazione and Data valuta as separate columns, and the two can differ by a day or more on card and transfer rows — a distinction worth preserving rather than collapsing into one date. Amounts appear under Dare (debit) and Avere (credit) headers rather than generic labels, with a decimal comma and period thousands separator (1.234,56) that needs normalizing before spreadsheet formulas work correctly.
Bonifico (transfer), POS, carta (card) and addebito diretto (direct debit) labels often wrap across lines in the Descrizione field, and imposta di bollo (stamp duty) rows need to stay identifiable as their own line items rather than being merged into ordinary transactions or account-summary totals.
Italian banking has gone through heavy consolidation: Intesa Sanpaolo formed in 2007 from the merger of Banca Intesa and Sanpaolo IMI, UniCredit took shape in 1998 from Credito Italiano and the Unicredito group, and Banco BPM formed in 2017 from Banco Popolare and Banca Popolare di Milano — two of the country's oldest cooperative "popolare" banks, which historically ran one-member-one-vote governance before reform pushed most large popolari to convert to ordinary shareholder structures. Monte dei Paschi di Siena, founded in 1472, is widely cited as the oldest bank in the world still in continuous operation. Statement layouts still reflect this history — legacy branding and column conventions can vary between a bank's older and newer templates even after a merger.
Use Excel when preparing figures for a commercialista, annual accounts, or a dichiarazione IVA (VAT return); use CSV for import into Italian accounting software such as TeamSystem. ClearlyLedger's balance verification checks that extracted rows reconcile to the printed saldo before export, so a commercialista reviewing the file can trust the row-level detail rather than re-checking the source PDF line by line.
Use these canonical pages to compare formats, verify data handling, and move from PDF extraction into accounting review.
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